Protection
Life Cover Advice
If you're looking for a company that will help you find critical illness insurance, income protection insurance, or life cover, get in touch with your local friendly experts at Fidelity Mortgages in Essex today.
Financial Stability For You And Your Family
"Prepare for the worst and hope for the best" is a common phrase when dealing with this topic, as it sums up what protection is all about. No-one wants to think about the possibility of a loved one falling ill or passing away, and many people think it won't happen to them, but unfortunately these things can happen. Whilst it's not nice to think about it is an important topic to address.
Insurance
How would the bills be paid should you or your partner fall ill or pass away? Could your family afford to live in the same property should the worst happen? Below are the 3 main types of cover explained in very simple terms. There are many variants to the products available and we can advise you on the best ones for you, based on your individual requirements and budget.
Life Cover
Life cover is a policy which will pay out a lump sum upon death of the insured.
You can decide how this would be used, for example towards paying off any outstanding mortgage
or helping to maintain a lifestyle for those receiving the payment.
Critical Illness
Critical Illness is a policy which can be added to a Life Cover policy. This will pay out a lump sum to the insured upon falling ill with one of the illnesses covered under the policy. The lump sum can be used for things such as treatment fee's, lifestyle changes, mortgage repayments and so on.
Income Protection
Income Protection can be combined with life cover and/or critical illness to provide a flexible benefit plan or purchased as a standalone policy.
Should the insured be unable to work due to illness, this policy will pay out a monthly benefit to replace some of the lost income. Taking the worry out of how the rent, mortgage or bills will be paid. This policy can be claimed on multiple times for the term of the cover.
For advice on critical illness insurance or income protection insurance, call Fidelity Mortgages in Essex on
01375 267 222
01375 267 222
There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically be £375 for Residential and £495 for Buy to Let.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP THE REPAYMENTS ON YOUR MORTGAGE.
You may have to pay an early repayment charge to your existing lender if you re-mortgage.
As with all insurance policies, conditions and exclusions will apply.
Fidelity Mortgages Ltd is an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. FCA number 770962
Registered Office: Fidelity Mortgages Ltd, 42 Copland Road, Stanford-le-Hope, SS17 0DF. Registered Company Number: 10554370 Registered in England & Wales
Talent Spot!
We are happy to recommend all of these companies as they are reliable and very talented at what they do:
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